Short-Term Unsecured Business Loans (Up to 12 Months)
Loan Amounts: £5,000 to £100,000
Competitive repayments from 3% – 4% per month, based on application strength
Loan can be repaid anytime after 6 months, with charges only for the duration used
No early settlement charges
Fixed cost of credit for the time frame the loan is used
Minimum trading requirement: 3 months and additional funding available after 3 months
£5,000 - £25,000 (£395 fee)
£25,001 - £40,000 (£595 fee)
£40,001 - £60,000 (£895 fee)
£60,000 - £100,000 (£995 fee)
No late payment penalties
No early repayment penalties
Funding available for various business purposes
Flexible repayment plans
No complicated business plans required
Limited companies only, registered in England or Wales
Minimum £4,000 monthly revenue
Funding available for various business purposes
Maximum £2,000,000 monthly revenue / £25,000,000 annual revenue
Maximum 3 directors per business
Homeowners preferred (non-homeowners considered based on company strength)
Cash Flow.
Funding upcoming contracts.
Stock, equipment, wages, rent.
Business rates, working capital.
PAYE / VAT / Corporation Tax.
Outstanding supplier bills.
Business renovations.
Debt consolidation.
Businesses trading less than 3 months and Revenue below £4,000 per month.
Sole traders or partnerships Businesses outside of England or Wales.
Start-ups or excessive director drawings.
Sectors such as Financial Services & Debt Collection Agencies
Personal guarantee (PG) applicable to all loans
Maximum loan term: 12 months
(Broker applications may be considered for 24-month terms)
Manufacturing & Wholesale
Trades & Retail (Builders, Plumbers, Electricians, E-commerce & Retail businesses)
Automotive (Garages, MOT servicing, Car dealerships)
Hospitality (Bars, Restaurants, Cafés, Hotels, B&Bs)
Health & Beauty (Hair salons, Opticians, Dentists)
Professional Services (Property maintenance, recruitment, education consultancies, real estate agents)